Germany is complicated


Pre-arrival to post-departure assistance for expats (incoming)

Your movement is demanding. Many new impressions and customs await you. As long-standing specialists in relocation, we support you in your needs.

Financial advice in all areas

Germany is complicated! But we, as a licensed specialist, will help you in the areas of insurance, financing a property or investment - talk to us!

Independence

Zeittaler is independent! As brokers, we are not tied to any insurance company, bank or building society and therefore focus exclusively on your requirements.

Advice - always close at hand

Wherever in Germany you will soon be at home, a consultation with us is possible by telephone, web screen or video conference.

We would be happy to advise you on how to secure your assets, your workforce, your pension scheme and your health - as well as many other topics!

  • Health insurance

    Did you know that in Germany you are required by law to have health insurance? We would be happy to explain the German system to you and help you find the right insurer.


    Would you like to know more? Contact us!

  • Personal Liability

    Many landlords now require coverage by private liability insurance. We would be happy to send you an offer: for you, for your family and also for your pet!


    Would you like to know more? Contact us!

  • Other insurances

    The German insurance market has a very micro-modular structure and offers you a large number of sophisticated and high-quality insurance policies.


    In doing so, we help you in all areas. Some of them are:

    •     Private liability insurance
    •     Public health insurance
    •     Private health insurance
    •     Private supplementary health insurance
    •     Travel health insurance
    •     Motor vehicle insurance
    •     Household insurance
    •     Legal expenses insurance
    •     Occupational disability insurance
    •     Term life insurance
    •     Accident insurance

    Whatever you need - our friendly customer service is at your disposal. Contact us!


    Would you like to know more? Contact us!

  • Financing and building savings

    If there should be necessity for a consumer loan, real estate financing or the purchase of a property:

    We are also an approved broker for this - thousands of our customers rely on our expertise here!


    Would you like to know more? Contact us!

  • Investment

    Not only insurances are central for us: We also work for them as investment and asset specialists.


    Would you like to know more? Contact us!

  • Property

    As a certified real estate agent, we are available to our existing customers for brokering or searching for your property withiin our client base!

    The advantage over the open market solution is that trustworthy interested parties meet trustworthy sellers and that the costs are significantly lower than with free brokerage.


    Would you like to know more? Contact us!

The top five questions our expats ask

  • I don't know what I need yet, can you help me?

    Yes, we know our way around and will help you to find the right insurance for your situation.

  • Can I buy health insurance here?

    Definitive! We offer statutory health insurance, private supplementary health insurance, full private health insurance and travel health insurance.

  • Can I buy private liability insurance here?

    You can! We are also happy to support you if you are traveling with a dog or horse.

  • Do you only insure me or also my family?

    It goes without saying that we take care of your family all round.

  • How does counseling work with you?

    We have found that email is the most convenient way for most expats to communicate with us. So you can always read our answers and there is no problem with the time difference at the beginning.